:root {
  --bg: #f3f5f4;
  --sheet: #fbfcfb;
  --ink: #142521;
  --ink-2: #4a5c57;
  --rule: #d5ddda;
  --accent: #1d5c46;
  --accent-soft: #e0ece7;
  --invest: #2a78d6;
  --savings: #1baf7a;
  color-scheme: light;
}
@media (prefers-color-scheme: dark) {
  :root {
    --bg: #111816; --sheet: #172120; --ink: #e8efec; --ink-2: #b3c2bd; --rule: #2c3a36;
    --accent: #6fc3a3; --accent-soft: #1e3530; --invest: #3987e5; --savings: #199e70;
    color-scheme: dark;
  }
}
* { box-sizing: border-box; }
body {
  margin: 0; background: var(--bg); color: var(--ink);
  font: 16px/1.65 system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;
}
.wrap { max-width: 46rem; margin: 0 auto; padding-inline: 1rem; padding-block: 2.5rem 4rem; }
header { display: flex; flex-direction: column; gap: .75rem; padding-bottom: 1.5rem; border-bottom: 1px solid var(--rule); margin-bottom: 1.5rem; }
.brand { display: flex; align-items: center; gap: .75rem; font-weight: 700; font-size: 1.1rem; }
.mark { display: inline-flex; gap: 2px; align-items: center; }
.mark i { display: block; height: 14px; border-radius: 2px; }
.mark i:nth-child(1) { width: 12px; background: var(--savings); }
.mark i:nth-child(2) { width: 26px; background: var(--invest); }
.mark i:nth-child(3) { width: 3px; height: 22px; background: var(--accent); }
h1 { font-size: clamp(1.7rem, 4vw, 2.3rem); line-height: 1.2; margin: 0; text-wrap: balance; }
h2 { font-size: 1.2rem; margin: 2rem 0 .5rem; }
h3 { font-size: 1rem; margin: 1.25rem 0 .25rem; }
p, li { max-width: 68ch; }
a { color: var(--accent); }
.lead { color: var(--ink-2); font-size: 1.1rem; margin: 0; }
.card { background: var(--sheet); border: 1px solid var(--rule); border-radius: 10px; padding: 1rem 1.25rem; margin: 1rem 0; }
.fill { background: #fff3cd; color: #5c4400; padding: 0 .25rem; border-radius: 3px; font-weight: 600; }
@media (prefers-color-scheme: dark) { .fill { background: #4a3b00; color: #ffe08a; } }
.meta { color: var(--ink-2); font-size: .9rem; }
table { border-collapse: collapse; width: 100%; font-size: .95rem; }
th, td { text-align: left; vertical-align: top; padding: .5rem .6rem; border-bottom: 1px solid var(--rule); }
th { font-size: .8rem; text-transform: uppercase; letter-spacing: .05em; color: var(--ink-2); }
.table-scroll { overflow-x: auto; }
footer { margin-top: 3rem; padding-top: 1rem; border-top: 1px solid var(--rule); color: var(--ink-2); font-size: .9rem; display: flex; flex-wrap: wrap; gap: .5rem 1.5rem; }
.service h3 { margin-top: 0; }
.service p { margin: .35rem 0; }
.label { font-weight: 600; color: var(--ink-2); }
.cta { display: flex; flex-wrap: wrap; align-items: center; gap: .5rem 1rem; margin: .5rem 0 0; }
.button { display: inline-block; background: var(--accent); color: var(--bg); font-weight: 600; text-decoration: none; padding: .7rem 1.2rem; border-radius: 8px; }
.button:hover, .button:focus-visible { filter: brightness(1.1); }
.crumbs { font-size: .9rem; color: var(--ink-2); margin-bottom: 1rem; }
.article-head { display: flex; flex-direction: column; gap: .75rem; padding-bottom: 1.25rem; border-bottom: 1px solid var(--rule); margin-bottom: 1rem; }
.article-head .meta { margin: 0; }
td.num { text-align: right; white-space: nowrap; font-variant-numeric: tabular-nums; font-weight: 600; }
.cta-card { border-color: var(--accent); background: var(--accent-soft); }
.cta-card p { margin: .35rem 0; }
aside { margin-top: 2.5rem; }
aside ul, .guides { padding-left: 1.2rem; }
.sources { font-size: .95rem; }